Texas workers compensation insurance

The Importance of Reporting Workplace Injuries

Different businesses may have different protocols or procedures for on-the-job accident reporting, but in general, most companies want it reported to a supervisor immediately when it occurs. Make sure to fill out the proper forms and schedule an appointment with a doctor (if required). In the event of an injury occurring, the injured party should obtain first aid as needed and the supervisor should notify Human Resources (HR) of the incident as soon as possible. Your Texas workers compensation insurance should be put to use to address any work-related injuries that occur.

 

Doctor’s exam can determine the severity of the injury

 

If an employee loses time from work (other than for immediate medical attention) as a result of an on-the-job accident, an examination should take place and a written doctor’s release is required before this person can be allowed to return to work. The release should specifically indicate any work limitations imposed on the individual as a result of the injury, such as restrictions against lifting in the case of a back injury.

 

Upon receiving the written release along with the statement of restricted duties, this should then be forwarded to HR or the person in charge of handling worker’s comp claims. If upon returning to work, the injured employee requires further medical attention as a result of the original on-the-job accident, the employee should obtain authorization for this additional treatment from the proper department handling their claim.

Workers’ comp provides compensation, both medical and monetary, for any employee who sustains an injury in the performance of duty. Under the law, an injured employee is entitled to immediate first aid and complete medical care at no cost. The law warrants payment of lost time wages to the injured employee as long as medical evidence indicates that the employee is totally or partially disabled and has sustained a wage loss due to the injury.

 

What may at first appear to be a minor injury could develop into a serious, complicated condition, which is why all injuries should be officially reported. Any work-related injury that requires a physician’s attention and/or caused absence from work must be officially reported. This is why you pay for your Texas workers compensation insurance, to address on-the-job injuries when they occur.