IMS insurance

How Mergers Help Consumers

Sometimes the general public fears mergers with large corporations. Given government involvement with antitrust laws, it is important to protect healthy competition in our economy. However, there are times when mergers and acquisitions provide a significant benefit to consumers. Recently, IMS insurance out of Texas found itself in a position to merge with a larger […]

first party vs third party cyber insurance

Cyber Insurance: First and Third Party

When it comes to cyber liability insurance, there are two main types: first party and third party. While some insurance companies include both types, sometimes only one is necessary or affordable. When it comes to first party vs third party cyber insurance, then, what is the best one? That depends on your business and what […]

stop gap insurance coverage

3 Reasons To Have Stop Gap Insurance in Monopolistic States

Monopolistic states handle the sale of workers compensation insurance. The required insurance does not include employers liability insurance in those states. By not having that rider often easily added onto workers compensation insurance in non-monopolistic states, businesses in Washington, Ohio, North Dakota and Wyoming benefit from adding stop gap insurance coverage. Comply with Other Insurance […]

business insurance in Totowa, New Jersey

2 Surprising Facts About Business Insurance

For every business, business insurance is crucial and necessary. While no one enjoys spending their time shopping for insurance, it is important that you find an insurer that offers the types of coverage that you need. As you search for the right business insurance in Totowa, New Jersey, here are a couple of facts that […]

Nursing home insurance costs

Managing Nursing Home Risks

Nursing homes are a niche market that provides vital services to aging individuals. It comes with its own set of industry-specific risks. Nursing home insurance costs should be budgeted for if you are thinking about opening such a facility. Coverage Different insurance providers offer different packages. Some plans might include the following coverages Professional Liability […]

3 Reasons To Buy Comprehensive Small Business Insurance

As a busy small business owner, you are likely constantly looking for ways to improve business processes without blowing your tight budget. One way to improve practices is to purchase all your small business insurance coverage at the same place, such as Here are three reasons diligent small business owners opt for comprehensive coverage. […]

workers’ compensation programs

Programs Over and Above Workers’ Compensation Insurance

An insurance agent’s job is to find clients affordable workers’ compensation coverage, but what about education. Is that your job, too? No, but if you can hook your clients up with a broker that offers workers’ compensation programs, you’ll have very happy customers. Abuse and Fraud Prevention The first program many brokers offer is abuse […]

nightclubs insurance

Do You Really Need Insurance for Your Nightclub?

As a nightclub owner, you have a lot of expenses to take care of. Your primary responsibility is to keep your clients happy, so you may be tempted to focus all your attention on improving the atmosphere of your club. However, until you have a good nightclubs insurance policy in place, everything else doesn’t really […]

NorthStar Insurance of New England,

How Working With the Right Insurance Partner Helps You

Purchasing insurance isn’t high on the list of things most people enjoy doing. Still, to safeguard your health, home, car, and other essentials, you need a comprehensive insurance package. While it can be tempting to use a large, multi-national, impersonal insurer, doing so is often a mistake. Instead, by working with a skilled partner, such […]

workers’ comp MGA

You Need a Managing General Agency on Your Side

A managing general agent is a business that does more than simply broker insurance coverage. These agencies specialize in certain coverage types, such as workers’ compensation insurance. The goal of a workers’ comp MGA is to educate and mitigate insurance loss, which is why you need one on your side. Experience Counts Experience counts in […]