Why You Should Insure Your Marine Business With an Expert

While marine and waterfront businesses have a lot in common with their landlocked counterparts, there is a much important difference to consider as well. Working on or near the water comes alongside challenges, circumstances, and risks that are truly unique. It’s critical that you make sure your insurance coverage takes those concerns into consideration. Marine […]

David Sayles Insurance

The Risks of Misclassifying Employees in Nonprofits

The employment landscape in the US is evolving with more workers working in the gig or freelance sectors. Due to these changes, employee misclassification is becoming more common. The associated risks can potentially cost nonprofit money and time. Fines As seen on David Sayles Insurance, nonprofits may misclassify employees to save upfront money but the […]

construction liability

5 Contractor Coverage Benefits

Working in the construction industry can be demanding and tiring, increasing the potential for accidents or bodily harm to those working on a project. There are also concerns that an employee may damage the property of the client through the mishandling of tools or materials. If your construction company is going to secure profitable jobs, […]

Boat Insurance

Boat Insurance Costs: What to Know About Average Costs

If you are a boat owner, then odds are you will be considering boat insurance. Before you make the jump, if you are like most, you may wonder what you can expect to pay. Unfortunately, figuring out the average cost may not help you as much as you think. Average Costs The experts at […]

pollution liability

Protecting Your Company Against Pollution Claims

Working in the construction industry means dealing with pollution risks. Even a small, unintentional error by one person who drills a little too far and hits a pipe can mean your company is liable for damages. It’s important to make sure you have adequate pollution coverage. You can start by understanding pollution legal liability vs […]

Think Before Testing

No matter where you stand personally on the idea of legalizing marijuana, the fact remains that is it still federally illegal and is considered a Schedule 1 drug (right alongside heroin and meth). If you are a small business owner and are considering implementing workplace drug testing in 2019, ask yourself what your reason for […]

Insurance Coverage Contractors Need

No matter the industry you work in, it is crucial for all companies and contractors to have insurance. This is particularly true of artisan contractors. The experts at define artisan contractors as those who are involved in a variety of aspects of construction. These contractors may include electricians, plumbers, landscapers or roofing experts. No […]

Three Key Insurance Coverage For Truckers

Owning a trucking company is a risky proposition. With such risks, it’s imperative that you carry an appropriate amount of insurance to protect your investment. If you’re unsure about where to start, here are three basic coverages that you should plan on including in your policy. Truck Cargo Insurance As seen on, cargo insurance […] helps mitigate the financial loss

What to Know About Heavy Equipment Insurance

Your business likely has quite a few expensive equipment items to help manufacture, ship, distribute or operate the business. Regardless of the industry, insuring expensive equipment with helps mitigate the financial loss when the equipment doesn’t work properly or is stolen. Typical Exposures Protecting your equipment ahead of time can lessen the surprise when […]

Merrimac Marine

Handling Unexpected Damage to Your Watercraft

When it comes to marine activities and watercraft, it can be rewarding to enjoy the water, scenery and overall vibe of being out in the open water. With all the enjoyment that comes from these types of recreational activities, the potential risks involved may not necessarily be the primary thing that comes one’s mind. However, […]