NorthStar Insurance of New England,

How Working With the Right Insurance Partner Helps You

Purchasing insurance isn’t high on the list of things most people enjoy doing. Still, to safeguard your health, home, car, and other essentials, you need a comprehensive insurance package. While it can be tempting to use a large, multi-national, impersonal insurer, doing so is often a mistake. Instead, by working with a skilled partner, such […]

workers’ comp MGA

You Need a Managing General Agency on Your Side

A managing general agent is a business that does more than simply broker insurance coverage. These agencies specialize in certain coverage types, such as workers’ compensation insurance. The goal of a workers’ comp MGA is to educate and mitigate insurance loss, which is why you need one on your side. Experience Counts Experience counts in […]

coverage for civil monetary penalties

Benefits of Civil Monetary Penalty Insurance

Since the Great Recession of 2008 and the financial crisis that ensued, bank officers and directors have invested in coverage for civil monetary penalties. The necessity for coverage is due to the increasing risks the top executives of financial institutions have incurred since 2008. Beyond financial institutions, directors and officers of healthcare corporations have seen […]

employee benefits liability insurance

Close the Liability Gap with Employee Benefits Coverage

Liability coverage included in a business insurance policy is hardly a catch-all for your staffing insurance needs. General liability plans–as well as errors and omissions policies or endorsements–provide for coverage against claims by third parties, typically customers or clients. Glaringly absent is any coverage against claims by a firm’s own employees, both temporary and full-time. […]

employment practices liability insurance

How to Avoid Making Mistakes That Can Lead to Claims of Improper Employment Practices

Employees placed by staffing agencies to perform work for businesses can remain the responsibility of the staffing agencies even though they may be supervised and monitored by another business. In addition to being held liable for employees’ actions, the staffing agency can also be held responsible for improper employment practices committed by the businesses. Although […]

Cargo liability insurance companies

Confidently Carry Your Load with Cargo Liability Insurance

For-hire truckers face tremendous exposure to liability in the event of damage or loss to cargo. Now more than ever before, most shippers require that truckers provide insurance for the value of the freight while in transit. Cargo liability insurance companies typically offer coverage for claims resulting from the following: Collision Fire Striking of a […]

Motor truck cargo insurance coverage

Protect Your Business

If you are involved in an accident while transporting cargo, do you have the insurance you would need to cover any losses you sustain? Motor truck cargo insurance coverage can provide an additional layer of protection beyond basic carrier liability, and protect you against unforeseen losses because of damage or theft. What Is Covered? While […]

Tail policies

What You Should Know About Your Tail Coverage Options

Most physicians know that any malpractice insurance coverage should include the right tail policy. Tail policies cover medical professionals when their claims-based malpractice insurance runs out. With a claims-based malpractice policy, doctors are protected financially from medical negligence claims during the period in which the policy is in effect. Once the coverage period ends, for […]

staffing insurance

Advantages of Specialized Insurance Agencies

With any business, insurance is a must to avoid potential costly litigation’s, compromising reputations and overall time and stress involved in resolving any mishaps. Luckily, enlisting the help of a good insurance agency can help to predict the likelihood of these events occurring, and can put an appropriate coverage plan in place to prepare for […]

accountants professional liability insurance

E&O Protection for Accountants: Don’t Sleep on It

For such a left-brain profession, it is surprising how many CPAs doubt the necessity for accountants professional liability insurance coverage. Yet any business that provides services or dispenses advice to clients needs specialized liability protection. Add the fact that accounting firms work closely with sensitive financial data only intensifies the risk of claims, whether warranted […]